Personal Loan Interest Rates 2025. The lowest interest rate on a personal loan is advantageous as it lowers the total amount you must repay the lender. Suppose you need a personal loan of inr 50,000, with 10% as an interest rate and a term repayment period of 12 months.

Visit airtel finance now and apply online! According to survey data from q2 2021, the average interest rate on a personal loan is 9.4%.